At the dawn of a new year, many homeowners are optimistic that 2010 will be a much better year than its predecessor. With housing prices back on the rise, many people are thinking that the worst is over. But if you already own a home, what is the best way to capitalize on the resurgence [...]

If you already have an FHA loan and interest rates have fallen, or you have an adjustable-rate FHA mortgage and would like a fixed-rate mortgage, you may be eligible for an FHA Streamlined Refinance.
What is the Streamlined Refinance?
The FHA has permitted streamlined refinance loans since the 1980s. A streamlined refinance is the same as [...]

If you qualify, you will find that the benefits of an FHA Streamline Refinance are fantastic. There are restrictions in order to qualify for the program and on the loan product itself. For FHA loan holders who want to get better mortgage terms, it is worth looking at the FHA Streamline Refinance, along with an [...]

What’s ahead for mortgages in 2010?
If 2008 was the year of the foreclosure, when we saw record numbers of defaulted home loans and people walking away from their homes, and 2009 was the year of refinance, with interest rates hovering at insanely low rates in the low to mid-4 percent range, then 2010 appears to [...]

Do you want to lower your monthly mortgage payments?  If you are struggling to make ends meet due to paying a high monthly mortgage payment, you may want to consider an FHA Home Loan Refinance.
The FHA Home Loan Refinance offers two different options to choose from that are all centered on making it simpler [...]

If you are looking to upgrade your home and you have some equity, then you have a fantastic tool available to you, the cash-out refinance for home improvement.
Benefiting from your home equity

Why is owning a home better than renting? Because of the accumulation of equity which you can use later. You can build equity over [...]

For qualified borrowers, the FHA Streamline Refinance program’s benefits are very excellent. There are some restrictions involved in the loan product and who is qualified. If you have an FHA loan and want to improve your terms, it is worth talking to a FHA lender about the FHA
Streamline refinance program.
FHA Streamline Refinance program benefits

The FHA [...]

Many people today are struggling to make their mortgage payments. Many people took out loans that were risky a few years ago and the housing market collapse has caused the interest rates on those loans to go up resulting in many people being unable to keep up with payments. Over the past year or two, [...]

…. you’ve been late making payments? Since we bought our house a few months ago 2 months in living there they raised our payment due to taxes and an error on some ones part. So we’ve been making payments late, but we are up to date with our payments. In having a history of paying [...]

Both Rates are locked and I need to choose for sure in a few days.
I can either get an FHA loan with at 5.5% interest with a 5.79% APR including insurance and only 10% down or a 5.5% interest loan at 5.6% APR with 20% down.
They are both 15 year mortgages. I am wondering [...]