FHA home loans are an brilliant option if you do not have a huge down payment. The Federal Housing Administration (FHA) helps borrowers that would otherwise be excluded from the housing market by allowing lower down payments and more liberal underwriting guidelines.  The Federal Housing Administration insures the FHA loans; they do not lend money [...]

At the dawn of a new year, many homeowners are optimistic that 2010 will be a much better year than its predecessor. With housing prices back on the rise, many people are thinking that the worst is over. But if you already own a home, what is the best way to capitalize on the resurgence [...]

FHA mortgage Rates
The record-low FHA Mortgage rates won’t last long, say 62% of industry experts polled by www.FHAmortgageFHALoan.com this week. Only 7% foresee an additional decrease over the next 30 to 45 days, while the remaining 31% expect no change
WASHINGTON – Dec. 4, 2009 – The average interest rate for a 30-year FHA mortgage dropped [...]

FHA Mortgage Streamline Refinance loans are available to homeowners that financed their homes with FHA Loans.
First a small history on FHA Refinance Loans. They have been available for a long time, all of the way back to the 1980’s. Because of the popularity of FHA Home Loans the FHA Streamline Refinance Program has at least [...]

 
Looking to refinance your current FHA mortgage? You may have the opportunity to qualify without any income verification or appraisal, using an FHA streamline refinance.

FHA will streamline a refinance in order to reduce the documentation and underwriting normally required. That means no tax returns, W-2 forms, or pay stubs, and no bank statements to verify [...]

Many people today are struggling to make their mortgage payments. Many people took out loans that were risky a few years ago and the housing market collapse has caused the interest rates on those loans to go up resulting in many people being unable to keep up with payments. Over the past year or two, [...]

I am looking to refinance from a conventional to FHA loan coming from 8.75 to 6.375. But, I don’t pay MIP because I place down 20%. Can they still charge MIP if I stay under 80% LTV?

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Ive been told alot of info on this (butalot of conflicting info)…..typically when you refinance a property you skip your next payment. With a FHA Streamline do you skip a payment?

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I bought a house for 0,000. It is a new build and got a huge discount from the builder. The house appraised for 0,000. Does that mean I have ,000 equity. Would this then mean I could refinance my FHA to a conventional to remove my mortgage insurance since I have [...]

I bought my home oct’07 100% financing Not much equity yet but high interest 8.25 could I refinance using fha? I’ve now paid off nearly all my debt.

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