FHA mortgage Rates
The record-low FHA Mortgage rates won’t last long, say 62% of industry experts polled by www.FHAmortgageFHALoan.com this week. Only 7% foresee an additional decrease over the next 30 to 45 days, while the remaining 31% expect no change
WASHINGTON – Dec. 4, 2009 – The average interest rate for a 30-year FHA mortgage dropped [...]

So what gives when refinancing FHA that the property has to have been occupied for the previous 12 months? My ex is buying me out of the house that’s in his name, hasn’t lived there in a year but will again once it closes, and FHA won’t place the refi thru in his own [...]

I have been in my home for 6 months and the interest rates have dropped considerably. I am currently at a 6.375 APR, and I owe 157,000 on my loan. My home is aproximately valued at 5,000. I only plot on living in the home for the next 4-5 years. I [...]

Ok, so I plotted on refinancing with the same person who originally gave me the loan for my house. She "claimed" she got me a 5% FHA loan and estimated 3-5K (depending on where we appraised) for closing. The next day she jumped us into a 5% VA loan. When all was said and done, [...]

I am getting an FHA loan to buy my home and I am taking advantage of the low 3% downpayment and my rate will be 6%. I am going to take my extra cash and touch up the house and get the value up, then in 6 months I am going to refinance to a [...]

I am looking for creative ways to refinance a rental home. It is an ARM – it was at 7.9% and climbing – 9.9% in November and 11.9% in May of 2009. I have excellent credit, but terrible credit – I have a 40,000 charge off on two of the three reports so [...]

I have a 15 year FHA loan that origninated June 2 2008. I had a 10% downpayment and had upfront PMI tacked on to the loan. I would now like to refinance to a 30 year conventional loan with 20% down. Will a percentage of my current PMI be removed or have [...]