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Written By: admin on January 21, 2010 No Comment

FHA mortgage Rates
The record-low FHA Mortgage rates won’t last long, say 62% of industry experts polled by www.FHAmortgageFHALoan.com this week. Only 7% foresee an additional decrease over the next 30 to 45 days, while the remaining 31% expect no change
WASHINGTON – Dec. 4, 2009 – The average interest rate for a 30-year FHA mortgage dropped [...]

Written By: admin on July 20, 2009 No Comment

So what gives when refinancing FHA that the property has to have been occupied for the previous 12 months? My ex is buying me out of the house that’s in his name, hasn’t lived there in a year but will again once it closes, and FHA won’t place the refi thru in his own [...]

Written By: admin on July 9, 2009 No Comment

I have been in my home for 6 months and the interest rates have dropped considerably. I am currently at a 6.375 APR, and I owe 157,000 on my loan. My home is aproximately valued at 5,000. I only plot on living in the home for the next 4-5 years. I [...]

Written By: admin on July 9, 2009 No Comment

Ok, so I plotted on refinancing with the same person who originally gave me the loan for my house. She "claimed" she got me a 5% FHA loan and estimated 3-5K (depending on where we appraised) for closing. The next day she jumped us into a 5% VA loan. When all was said and done, [...]

Written By: admin on July 8, 2009 One Comment

I am getting an FHA loan to buy my home and I am taking advantage of the low 3% downpayment and my rate will be 6%. I am going to take my extra cash and touch up the house and get the value up, then in 6 months I am going to refinance to a [...]

Written By: admin on July 5, 2009 No Comment

I am looking for creative ways to refinance a rental home. It is an ARM – it was at 7.9% and climbing – 9.9% in November and 11.9% in May of 2009. I have excellent credit, but terrible credit – I have a 40,000 charge off on two of the three reports so [...]

Written By: admin on July 3, 2009 One Comment

I have a 15 year FHA loan that origninated June 2 2008. I had a 10% downpayment and had upfront PMI tacked on to the loan. I would now like to refinance to a 30 year conventional loan with 20% down. Will a percentage of my current PMI be removed or have [...]

Down payment - Wikipedia, the free encyclopedia
The main purpose of a down payment is to ensure that the lending institution can recover the balance due on the loan in the event that the borrower defaults. ...
en.wikipedia.org/wiki/Down_payment
 
down payment: West's Encyclopedia of American Law (Full ...
down payment n. A partial payment made at the time of purchase, with the balance to be paid later.
www.answers.com/topic/down-payment
 
Find Down Payment - Where to Find a Down Payment to Buy a ...
Legal ways to find the cash to put down on a home. How much is required for a down payment? How much do you need to put down? If you have good credit, it's zero! ...
homebuying.about.com/od/buyingahome/qt/Downpayment.htm
 
Down Payment Assistance Programs
A complete directory to down payment assistance programs for first time home buyers, and everyone else, seeking REAL grant money to purchase a new or existing home.
www.downpaymentsolutions.com
 
What is a Down Payment?
A down payment is often given in cash, though in some cases it may be attached to an alternate line of credit. ... A down payment acts as a sort of insurance for lenders, since ...
www.wisegeek.com/what-is-a-down-payment.htm
 
Down payment charities are a mixed bag
Down-payment assistance charities enable people to buy houses without putting their own ... Here's how it works: A nonprofit gives money to a home buyer for a down payment. ...
bankrate.com/brm/news/real-estate/down-pay-charities1.asp
 
How to come up with a down payment - MSN Money
How to come up with a down payment. Zero-down mortgages are fading as lending rules tighten. ... Not long ago, no-down-payment loans were the height of fashion for homebuyers. ...
articles.moneycentral.msn.com/Banking/HomeFinancing/...
 
Down Payment - eHow.com
Learn about Down Payment on eHow.com. Find info and videos including: What Is the Minimum Down Payment for FHA?, How to Choose a Down Payment or Mortgage ...
www.ehow.com/down-payment
 
Why you need a home down payment - MSN Money
Waiting until you have a sizable down payment can save you thousands every year and ... We've been setting aside money for the down payment but we have quite a way to go ...
articles.moneycentral.msn.com/Banking/HomeFinancing/...
 
City of Tacoma - Down Payment Assistance
Funds are available to provide loans up to 3.5% of the selling price of the home to assist with the down payment and closing costs needed to buy a home. ...
www.cityoftacoma.org/Page.aspx?hid=1073
 
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