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Written By: admin on January 21, 2010 No Comment

FHA mortgage Rates
The record-low FHA Mortgage rates won’t last long, say 62% of industry experts polled by www.FHAmortgageFHALoan.com this week. Only 7% foresee an additional decrease over the next 30 to 45 days, while the remaining 31% expect no change
WASHINGTON – Dec. 4, 2009 – The average interest rate for a 30-year FHA mortgage dropped [...]

Written By: admin on July 20, 2009 No Comment

So what gives when refinancing FHA that the property has to have been occupied for the previous 12 months? My ex is buying me out of the house that’s in his name, hasn’t lived there in a year but will again once it closes, and FHA won’t place the refi thru in his own [...]

Written By: admin on July 9, 2009 No Comment

I have been in my home for 6 months and the interest rates have dropped considerably. I am currently at a 6.375 APR, and I owe 157,000 on my loan. My home is aproximately valued at 5,000. I only plot on living in the home for the next 4-5 years. I [...]

Written By: admin on July 9, 2009 No Comment

Ok, so I plotted on refinancing with the same person who originally gave me the loan for my house. She "claimed" she got me a 5% FHA loan and estimated 3-5K (depending on where we appraised) for closing. The next day she jumped us into a 5% VA loan. When all was said and done, [...]

Written By: admin on July 8, 2009 One Comment

I am getting an FHA loan to buy my home and I am taking advantage of the low 3% downpayment and my rate will be 6%. I am going to take my extra cash and touch up the house and get the value up, then in 6 months I am going to refinance to a [...]

Written By: admin on July 5, 2009 No Comment

I am looking for creative ways to refinance a rental home. It is an ARM – it was at 7.9% and climbing – 9.9% in November and 11.9% in May of 2009. I have excellent credit, but terrible credit – I have a 40,000 charge off on two of the three reports so [...]

Written By: admin on July 3, 2009 One Comment

I have a 15 year FHA loan that origninated June 2 2008. I had a 10% downpayment and had upfront PMI tacked on to the loan. I would now like to refinance to a 30 year conventional loan with 20% down. Will a percentage of my current PMI be removed or have [...]

Down payment - Wikipedia, the free encyclopedia
The main purpose of a down payment is to ensure that the lending institution can recover the balance due on the loan in the event that the borrower defaults. ...
en.wikipedia.org/wiki/Down_payment
 
down payment: West's Encyclopedia of American Law (Full ...
down payment n. A partial payment made at the time of purchase, with the balance to be paid later.
www.answers.com/topic/down-payment
 
Mortgage Basics, Ch. 3: Overcoming the down payment hurdle
The down payment presents the biggest obstacle to homeownership for most buyers, especially first-time buyers and those in lower income brackets. ...
www.bankrate.com/finance/mortgages/down-payment-1.aspx
 
What is a Down Payment?
Brief and Straightforward Guide: What is a Down Payment? ... A down payment is often given in cash, though in some cases it may be attached to an alternate line of credit. ...
www.wisegeek.com/what-is-a-down-payment.htm
 
Find Down Payment - Where to Find a Down Payment to Buy a ...
Legal ways to find the cash to put down on a home. How much is required for a down payment? How much do you need to put down? If you have good credit, it's zero! ...
homebuying.about.com/od/buyingahome/qt/Downpayment.htm
 
American Dream Down Payment Assistance
A resource guide covering the American Dream Down Payment Act of 2003, with resources, applications, and valuable information about receiving a down payment ...
americandreamdownpaymentassistance.com
 
Downpayment financial definition of Downpayment. Downpayment ...
Down payment. A down payment is the amount, usually stated as a percentage, of the total cost of a property that you pay in cash as part of a real estate transaction. ...
financial-dictionary.thefreedictionary.com/Downpayment
 
FHA Down Payment Assistance Grants for FHA Loans
Resources for First Time Home Buyers and home buyer programs that provide FHA home loan information. Gives home buyers access to a nationwide government down payment ...
www.downpaymentgrantmoney.com
 
Down Payment - eHow.com
Learn about Down Payment on eHow.com. Find info and videos including: Loan Payment Vs. Down Payment Calculator, Define Down Payment, About House Down ...
www.ehow.com/down-payment
 
Down Payment Options - Yahoo! Real Estate
Yahoo! Real Estate - Down Payment Options. Home loans how-to guides covering getting a mortgage, refinancing, home equity & more!
realestate.yahoo.com/info/guides/down-payment-options
 
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