In today’s loan market, many homeowners are seriously considering refinancing their existing home mortgage. With interest rates hovering at record lows, one of the most attractive programs in existence are those offered by the FHA or Federal Housing Authority. The combination of low rate and FHA programs make refinancing a mortgage nearly a no brainer. [...]

They are very common. You hear about them mostly as loans for first time borrowers, which is common. But, most people don’t realize that FHA loans can also be does for refinancing. They are not only for purchasing a house.
HUD owns and operates FHA, which is a program designed to help borrowers who might have [...]

FHA Streamline loan help homeowners pay lower mortgage payments and lower interest rates. But before you can make the most out of this, you have to qualify for the FHA streamline loan. First and foremost, you need to have an FHA mortgage that exists. If you don´t have this and you want to try [...]

FHA Mortgage Loan for Florida Homeowners
Take the proper Steps to Get Your FHA Mortgage today
 Other FHA loan Advantages Include:
Minimal Down Payment and Closing Costs.
Down payment less than 3.5% of Sales Price Gift for down payment and closing costs allowed. No reserves or required. FHA regulated closing costs. Seller can [...]

The FHA Secure program was introduced in late 2007 by the Federal Housing Administration and President Bush. Unlike most other FHA loan programs, this program is designed for homeowners who are at risk for foreclosure due to steeply increasing payments on adjustable-rate mortgages. The majority of people in the program have subprime loans, but homeowners [...]

So what gives when refinancing FHA that the property has to have been occupied for the previous 12 months? My ex is buying me out of the house that’s in his name, hasn’t lived there in a year but will again once it closes, and FHA won’t place the refi thru in his own [...]