i have 20% equity in my home yet my fha refinance is charching me with mortgage insurance is this right ?
Written By: admin on July 31, 2009
One Comment
i am in the last days of closing a refi and more questions than answers are popping up
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All FHA loans have mortgage insurance for the first five years no matter if you have 20% equity or not.
If you have 20% equity why in the world would you refi with a FHA loan? Go get a conventional loan. With a conventional loan the interst rate will be lower and there is no PMI.